The 2024 annual report of the Bank of Central African States (BEAC), announces that overdue claims in the CEMAC microfinance sector (Cameroon, Congo, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Gabon, Equatorial Guinea, Gabon, Gabon, Equatorial Guinea, Gabon, Equatorial Guinea, Gabon, Equatorial Guinea, Chad and CAR) increased by 14 billion FCFA (+8.9%) increased by 14 billion FCFA (+8.9%), reaching 178 billion CFA francs (+8.9%), reaching 178 billion CFA francs year-on-year.

The report of the Cemac Country Issuance Institute indicates that the deterioration of the portfolio of microfinance institutions (EMF) in the sub-region is driven by the financial structures operating in Cameroon. According to the Central Bank of CEMAC countries, “Cameroon's position has contributed the most to the deterioration of the quality of the credit portfolio of EMFs in the sub-region, with a share of 81%. Congo and Gabon contributed 9% and 7% respectively.” As the economic powerhouse of CEMAC, Cameroon is home to the largest EMF network

According to the report, out of a total of 521 microfinance institutions authorized in the Cemac zone as of 31 December 2024, Cameroon alone had 384, corresponding to 73.7% of the global network. This is followed by Chad (59), Congo (46), Congo (46), Gabon (18), Gabon (18), Central African Republic (12) and Equatorial Guinea (2)

Noted that an overdue debt is a bank loan or credit granted by a microfinance institution, which has not been paid by the due date, due to the borrower's difficulties in repaying. According to the Central African Banking Commission (Cobac), overdue debts consist of fixed assets, unpaid debts and doubtful debts