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Cemac: BEAC increases its liquidity offer to 800 billion FCFA

31/10/2025
Source : ORISHAS FINANCE
Categories: Index/Markets

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During a liquidity injection transaction organized on October 28, 2025, the Bank of Central African States (BEAC) increased its weekly liquidity offer to banks to 800 billion FCFA Trade agreements of the Central African Economic and Monetary Community (Cemac), which includes Cameroon, Congo, Congo, Gabon, Equatorial Guinea, Chad and the Central African Republic.

The increase in funding comes in a context a marked increase in the liquidity demand of commercial banks. Les two previous operations, held on 7 and 14 October, concerned offers of 750 billion CFA francs each, while demand reached respectively 817 and 786 billion FCFA. According to experts in the sector, this tension on liquidity reflects the dynamism of the credit market in the Cemac area. In general, banks use refinancing from the BEAC when the demand for loans from economic agents exceeds their own resources.

To support this dynamic, the central bank had already lowered its tender interest rate (TIAO) in March 2025 from 5% to 4.5%, after more than two years of successive increases designed to contain inflation. This monetary easing encouraged an increase. gradual demand for liquidity from credit institutions, pushing BEAC to gradually increase its offer: by 200 billion at the beginning of 2025 at 800 billion FCFA today.

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