At the end of its Policy Committee meeting Monetary Fund (CPM) held on October 7, 2025, the Central Bank of Congo (BCC) held on October 7, 2025, the Central Bank of Congo (BCC) gave back a theoretical advantage to the strengthening of the Congolese franc (CDF) by deciding to significantly relax its monetary policy.

The key rate, which determines the cost at which the commercial banks refinance themselves with it, going from 25% to 17.5%, while that of marginal lending facilities the rate applied in case of urgent liquidity needs fell from 30% to 21.5%.

This technical adjustment is part of a strategy to restore the Congolese franc (CDF) to a central place in economic exchanges, in a country where more than 90% of transactions are still denominated in US dollars. According to the official press release from the CPM, the decision is based on a significant improvement in the macroeconomic framework. Inflation, which reached 15.1% in September 2024, fell to 7.8% a year later, while the national currency appreciated by around 11.6% on the official market, around 2 548 CDF for one dollar.

The fall in the key rate theoretically makes CDF financing less expensive for banks commercial, and, by extension, for businesses and the State. Le Trésor The public could thus refinance its loans on more favourable terms. and reduce the interest burden on domestic debt. However, the monetary policy transmission will have to be monitored.