In particular in connection with the system for monitoring customer transactions, or even deficiencies in the fight against money laundering, the Autorité de Contrôle Prudentiel et de Résolution identified a set of grievances against the financial institution.

In a decision published on 26 June 2025, the ACPR sanctions committee sanctioned Delubac Bank with a pecuniary fine of 600,000 euros, plus A reprimand. The ACPR accepted a series of complaints against the bank. First of all, the sanctions committee considered that the automated system for monitoring customer transactions did not take into account “all the information necessary to detect their atypical transactions”. The sanctions committee thus considered that at the time of the checks, Bank Delubac did not “fully comply with its obligations in terms of processing time and analysis of alerts”. As such, the inspection discovered that some customer accounts were closed for reasons of combating money laundering and the financing of terrorism (LCB-FT) without the need to carry out a reinforced examination or to send a declaration to Tracfin being