^{The WAEMU Regional Mortgage Refinancing Bank (CRRH-UEMOA) held its 60th Board of Directors on 26 August 2025.} Under the chairmanship of Thierry TANOH, this session validated the significant increase in half-year results and adopted strategic decisions strengthening the growth and positioning of the institution on the regional

As of June 30, 2025, Net Banking Income was 2.54 billion FCFA, up 45% compared to the same period in 2024, driven by the dynamics of refinancing activity. Net income reached 1.40 billion CFA francs, up 66% over one year. The total balance sheet stood at 343 billion CFA francs, up 19% compared to the end of 2024, testifying to the financial solidity and strengthening of the intervention capacities of CRRH-UEMOA. This growth is accompanied by a strengthening of equity, increased to 14.13 billion CFA francs thanks to the entry of

HIGHLIGHTS

• Successful mobilization of 60 billion FCFA through the inaugural issuance of a Social Bond rated “SQS1 — Excellent” by Moody's, a first in the UEMOA for affordable housing.

• Reinforcement of social capital with the entry of three new UEMOA banks into the shareholding of CRRH-UEMOA.

• Obtaining the AMF-UMOA visa on the ZAKA housing loan securitization program designed in partnership with BOAD

• Securitization, and launch of the first UEMOA mortgage securitization transaction with NSIA Banque Côte d'Ivoire.

In the second half of 2025, CRRH-UEMOA will deploy a project with the World Bank and BOAD to intensify the refinancing of banks and SFDs in the UEMOA.